"Blessed is the one who obeys the law of the Lord.
      He doesn't follow the advice of evil people."  Psalm 1:1a (NIRV)

Biblical Worldview - God as the Ultimate Authority
A Christian financial professional should first and foremost acknowledge God as his/her ultimate authority and the Bible as his infallible word given to mankind to guide and direct all behavior. In so doing, the professional should operate within a higher standard established by God and should adhere to Biblical principals. A Christian financial professional should seek to incorporate and practice biblical principles and wisdom into the advice they give to their clients.

Emphasis on Stewardship
A Christian financial professional should understand that God owns everything and that we are only managers. (Psalm 24:1). He/She should see that every spending decision is a spiritual decision. The financial professional should also see themselves as a steward over the relationship they have with the client.

Eternal Perspective on Money
The professional should have an eternal perspective on life and the use of money. A Christian financial professional should help the client set a Biblical world-view of their financial future as opposed to a "secular" worldview-funding God's Kingdom as a focal point instead of accumulating money for the client's use only. A Biblical world-view focuses on preservation and steady growth (Proverbs 28:20) instead of "get rich quick programs."

Responsible Spending
A Christian financial professional should see the need to set long-term financial goals (Proverbs 16:9)-- seeing time as a tool not an enemy (Proverbs 6:6-8). This includes focusing on avoiding a consumptive lifestyle by living within one's means, spending less than one earns (Proverbs 13:11), saving and investing (Ecclesiastes 5:10). The professional should view the use of debt as something that should be avoided whenever possible. (Proverbs 22:7).

Integrity
A Christian financial professional should maintain the highest level of professional integrity by maintaining confidential relationships with their clients and by having a firm commitment to operate within the law. The professional should use all the legal tools available to serve the client and help the client be the best stewards possible of the resources entrusted to them by God.
A Christian financial professional should demonstrate objectiveness when working with the client. This includes the ability to listen carefully to the client as the professional seeks to discern the person's objectives. When dealing with a married couple, the professional should weigh both people's goals and interests equally. The professional should also put the client's best interest above their own.

Professional Competency
A Christian Financial Professional should have obtained the proper education, training and or designation to prepare him or her to perform comprehensive financial services for his or her client while always striving to improve his competence to practice. The professional should also have experience in handling the issues that the client needs.

A Good Reputation
The professional should work honestly with clients, other associated professionals and government officials. Proverbs tells us that, "a good name is more desirable than great riches," and "to be esteemed is better than silver or gold." A Christian financial professional should be held in high regard by his/her peers and clients, and he/she should be considered a leader in the community and church in which they belong.

We are grateful to the U.S. organization, Kingdom Advisors for the above list of qualities.